Total Net Worth
Jun '25Jun '26
Your Goals
Daily Habits
Top Actions
Action Center
Prioritized reminders — check off when done
🔴
3 urgent items need attention this week — Chase Ink utilization is blocking your SBA application.
🔴
Urgent — Do This Week
🟡
This Month
🔵
This Quarter
Net Worth
Real balances · Jun 2, 2026
Total Net Worth
12-month trend
Assets
Liabilities
Cash Flow
$4,900 bi-weekly · 26 pays/yr · $23,800 bonus · triple-check: October
Regular month
-$1,567
$9,800 in · $11,367 out
October (3 checks)
+$3,333
$14,700 in
Annual surplus
+$9,566
incl. $23,800 bonus
Bonus received
$23,800
Feb 27, 2026
💡
Bonus strategy: Deploy in APR order — Citibank 27.49%, Venture One 25.49%, Discover 22.24%, Fourleaf 12.74%, Best Egg 12.18%. Clears all CC debt + most of Best Egg → frees ~$1,048/mo.
Monthly Obligations — $11,367 total
Debt Tracker
Personal $79,562 · Business $43,135 · Total $122,697
CC Debt
$13,830
4 cards · deploy bonus
Fixed Loans
$65,732
LightStream + Best Egg + HELOCs
Business
$43,135
Chase Ink 81.8% util
HELOC Available
$87,492
$105k total limit
Personal Debt — Payoff Priority (APR Order)
Business Debt — Rabenson Group LLC
The Big Plan
Synced from Notion · Alpharetta, GA
$4M Cash by Dec 31, 2030
Business income $15k+/mo · Remove all debt · Complete time freedom · Write the books
$182,848 of $4,000,0004.6%
$3.82M to go · 4.5 years · SMB acquisition is the accelerant
Home Plan
Target: $1.1M · Milton/Alpharetta · after SMB closes
Current Value
$600k
385 Duval Dr
Mortgage Bal
$395,311
3.625% fixed
Equity
$204,689
34% LTV
Down Pmt Saved
14%
$15,818 of $110k
New Home · $1.1M Target
Purchase Price
$1,100,000
Down Payment (10%)
$110,000
Loan · 10/1 ARM ~5.5%
$990,000
Monthly Payment
~$5,630
Down payment progress ($15,818 saved)
14% saved · $94k to go · funded by SMB closing + bonus
Scenarios · Current Home
| Scenario | Today | +1 Year | +2 Years | Monthly Pmt |
|---|---|---|---|---|
| Keep as-is | Equity $204k | Equity ~$234k | Equity ~$265k | $2,724 |
| Sell | Net ~$168k | Net ~$197k | Net ~$218k | $0 |
| Cash-out refi (80% LTV) | Cash out ~$85k | Cash out ~$100k | Cash out ~$125k | ~$2,900+ |
Milestones
Fun Purchases
The rewards — after the work is done
${[['🏎️','Porsche 911','Car','$60,000','#EBF0FF'],['🚙','Mercedes G-Wagon','Car','$80,000','#EBF0FF'],['⌚','Rolex Submariner 116600','Watch','$13,000','#E9F8F1'],['⌚','Rolex Milgauss','Watch','$11,000','#E9F8F1'],['🛳️','Alaska Cruise','Travel','$7–10k','#FEF3E4'],['✈️','England / Scotland','Travel','$10,000','#FEF3E4']].map(([icon,name,cat,price,bg])=>`
`).join('')}
${name}
${cat}${price}
Total
$181–184k
Workouts
Google Sheets · 39 sessions · Oct 2025 – Jun 2026
Current Weight
211 lbs
↓ 12 lbs lost
Goal: 195 lbs · 16 to go
Start ~223 lbsGoal 195 lbs
43% to goal · ~16 weeks at 1 lb/week pace
Sessions
39
Oct 2025–Jun 2026
Avg Volume
28.7k
lbs per session
PR Session
52.8k
May 8, 2026
Total Lifted
1.12M
lbs all-time
Volume Trend
Recent Sessions
${[['Jun 1','Chest/Triceps + Back/Biceps + Legs','47,190 lbs','🏆'],['May 21','Back/Biceps + Legs','38,315 lbs',''],['May 17','Chest/Shoulders + Legs','44,375 lbs',''],['May 14','Shoulders + Legs','30,430 lbs',''],['May 8','Chest/Triceps + Legs ⭐ PR','52,750 lbs','🏆']].map(([d,t,v,badge])=>`
`).join('')}
💪
${t}
${d}
${v}
${badge?`${badge} PR
`:''}Log Workout
Business Credit Plan
Rabenson Group LLC · NAICS 541611 · Build credit for SBA + Ecom capital
Chase Ink
$34,357
0% until Aug 2026 · acquisition capital
Amex Biz Cash
$6,485
84.2% util — dangerously high
Amex Biz Plus
$2,293
17.5% util — ok
Ecom Capital
$273k
Chase+HELOC+401k+Amex+Cash
💡
Strategy: Chase Ink balance ($34,357 at 0% until Aug 2026) is intentional acquisition capital — not cash flow stress. Disclose this upfront to SBA lender with documentation. Personal credit is excellent.
Business Credit Checklist
Steps
Ecom Capital Stack — $273k
${[['Chase Biz Credit','$42,000','Available','green'],['HELOC (GA\'s Own + Fourleaf)','$100,000','Pending','amber'],['Fidelity 401k','$67,000','Pending','amber'],['Amex LOC','$110,000','Available','green'],['Cash','$10,000','Available','green'],['Total','$273,000','In progress','blue']].map(([n,a,s,c])=>`
`).join('')}
${n}
${a}${s}
Bank Relationships
Chase · Relationship Manager
Visit branch → ask banker to intro you to RM · mention high-NW colleagues
Bank of America
Open business checking account
Wells Fargo
Open business checking account
Decision Matrix
Score options, weight criteria, get a recommendation
Criteria + Weights (1–5)
Score Matrix (0–10)
Saved Decisions
No decisions saved yet.
Edit Data
Update balances and expenses — changes recalculate everything
Assets
Personal Debt Balances
Business Debt Balances
Monthly Expenses
Built with Claude · Robert Benson · 2026